Your funds
should move
as easy as
you wish

We believe your family should receive your money in no time when it needs to. We don’t want you to lose money and peace of mind when you do it. We believe you could pay digitally in a physical store just because you feel like it. We believe you can get your salary on a digital wallet without any fear of loss. We believe you should get funds from your peers without them having to pay hidden fees or wait for an unnerving amount of time until things get done. 

What is the state of international transfers right now? Exclusive. Not digital. Bureaucratic. Conditional. Most importantly, slow. It keeps people far from each other and their needs. It keeps people anchored to the belief that digital in finance equals amateur and insecure. And it keeps people blocked in processes they don’t want and costs they don’t need to pay. We are committed to changing the state of the art so you can be on the other side of these barriers. 

We transform, simplify, and innovate the system for you to feel empowered, connected, and liberated with the agility of digital payments on blockchain tech and the strength of traditional banking. So that your wishes can move faster. And your money, too.

 

Speed up transfers. Save
money. Pay digital

Request or send money faster. Remit safely to anyone via secure payment links. Get your P2P transfer in minutes via blockchain. Your money, your choice. Our choice? We make sure only the best financial institutions have your back. Your time, money, and budgetary goals all count. That’s why we strive to let you save the former and reach the latter directly from your phone. Barriers free. Risk free.

WHY DO WE
MATTER?

No threats,
zero stress.

We want to make sure your transactions are smooth and your money is always safe. That’s why we operate on a PCI level 1 environment. Our cybersecurity measures and enhanced monitoring program, coupled with strict adherence to Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, keep your assets shielded from cyber threats and potential theft.

We invest in transparency.

We subject ourselves to external audits conducted by independent third-party experts. We do this regularly, every 6 months. This practice guarantees that we operate fairly and squarely, providing you with the utmost peace of mind.

We earn your
trust.

At Unblock, we operate under the strict guidance of the Swiss Financial Market Supervisory Authority (FINMA). This regulatory oversight ensures that our operations adhere to the highest standards, minimizing the risk of any fraudulent activity.

You will always come first.

We have your back, no matter where you are. We want your transactions to be seamless, other than time and cost-effective, from anywhere in the world. Our focus will always be on your assets and on how we should keep researching and innovating for your goals to be closer and your life to be easier.

MEET OUR LEADERS

Driven, skilled, expert. Meet our founders, leaders, and advisors.

Founder – Chief Executive Officer

OSCAR FLORES

Born disruptor. Fintech entrepreneur since 2001, crypto investor since 2013, and solutions developer for blockchain and cryptocurrencies since 2016. Oscar is the founder of  6 technology companies, including a successful exit of Paguelofacil.com, and currently, he’s also the CEO of mPos Global.

Oscar has been CTO of companies in the United States, in charge of the development of financial platforms with budgets in the tens of millions of dollars. He is a software engineer and architect with a professional certification from MIT in innovation technologies, cybersecurity and complex systems architecture. A curious mind, driven, thorough, and passionate about all things tech. But this is something you might already guessed, right?

Founder – Chief Operating Officer

Jonathan Palacios

Innovation trailblazer. Former Director of Business Development at VISA International, with more than 15 years of experience in the Financial Industry and considered Payment Expert in Latin America.

For 7 years, Jony led the business areas responsible for the digital transformation for consumers and businesses in BAC Credomatic, the main Financial Institution in Central America. During his 4 years at Visa International, he consolidated his expertise in payments, and supported the implementation of Co-Branded card programs: electronic commerce with sophisticated fraud prevention systems, and new payment solutions such as mPOS, tap to phone, push payments, mass transit terminal and digital payment ecosystems. Jonathan has a Master of Business Administration with an emphasis in Finance from INCAE Business School and an Affiliate Graduate from MIT Sloan School of Management with an Advanced Certificate for Executives in Management, Innovation and Technology.

Board Advisor

Justin muntean

Empowering leader. CEO of Paynada, Former Senior Vice President of Sales for North American Bancard, Justin has more than 17 years of experience in the US financial sector focused on both payment industry and management of financial institutions.

Justin held several senior positions at top Fortune 250 companies and he’s a leadership expert, consultative sales, organization restructuring, human relations management, profit and loss management, merchant and affiliate acquisition, exchange, point of sale, and mobile payment solutions. He just loves driving disruptive business growth and if you work by his side,  you can tell!

Chief Technology Officer

JAVIER FLORES

Computer genius. Senior Developer and Architect in more than ten programming languages, 18 years of experience in tech, over 1000 completed projects, and a successful developer of transactional platforms. 

Key element in the growth and success of Unblock, Javier is an expert in payment processing with a focus on  Visa and MasterCard international networks or third-party processors in multiple countries, carrying out PCI, MTIP, ADVT, or ISO8583 messaging certifications and giving extraordinary value with his skills. Did we already mention that he’s a computer genius? Well, we just wanted to make sure.

Swiss General Manager

Ludovic Saint-Germain

Systems wizard. Over 15 years of experience designing and implementing Computer Systems in Switzerland. An expert in tech, financial, mass consumer goods, and logistics and a unique background,, always with a focus on technical development, project management, and analytics.

For the last two years, he has supported the development and implementation of Unblock in Switzerland, managing relationships with several key players, like government, lawyers, compliance officers and accountants, in order the establish the basis for licensing approvals. He is the first Unblock employee in Switzerland appointed as Tech-Operations Operations Manager, and we can’t be prouder.

Legal Advisor and Compliance Officer in US

Ari Good

Crypto justice ninja. Cryptocurrency Lawyer. Certified Anti-Money Laundering Specialist with insight into compliance matters crucial to FinTech startups and other businesses.


He graduated from the DePaul University College of Law in 1997 as a Dean’s Scholar, among the top 20% students of the year. Published author in the field of intellectual property and the Internet, earning him the CALI Excellence For The Future Award. He received his LL.M. in Taxation Law in 2005 from the University of Florida. Certified Blockchain Financial Analyst at the University of Nicosia, giving him a thorough grounding in blockchain business, regulation, technology, and Cryptocurrency Tax.

Our potential is
your potential.

We combine years of fintech expertise and innovation to simplify access to
the financial potential of digital currencies. Unblock gives you the control you
need to pursue your financial goals in a way that works best for you and the
confidence to do it anytime, no matter where you live.

Creating the financial
world we all need.

Application Download Coming Soon!